Vice-Chairman, H. Warren Harris serves as Senior Vice President, Fair and Responsible Banking Officer (FRBO) for Luther Burbank Savings, an FDIC-insured California chartered bank with $7 billion in assets. Warren has spent more than three decades in the banking industry and has served in numerous capacities. His accomplishments are many and include credit as the first bank to successfully implement a down payment assistance program for first-time buyers in under-served communities. As FRBO, Warren designs, implements, manages and documents comprehensive loan programs that best serve consumers' credit needs within the Bank's assessment areas. Mr. Harris is highly recognized for his community serves leadership and has served on numerous boards including, Neighborhood Housing Services of Orange County, Estelle Van Meter Community Center. Warren is a graduate of Pepperdine University, with a B.A. Business Administration.